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Rebates & Savings
HVAC Financing in LA: 0% APR, GoodLeap, and What to Watch For
Comparing financing options for a new HVAC install, and the gotchas to avoid.
July 19, 2025 5 min read
The three main options
1) Manufacturer 0% APR for 12-24 months (best for buyers who can pay off within the promo). 2) GoodLeap / Service Finance long-term loans (5-25 years, fixed APR 7-12%). 3) PACE financing (assessed via property tax, convenient but harder to refinance/sell).
What to watch for
Deferred-interest 0% offers: if you don't pay off in time, you're charged ALL the back interest. Always read the fine print, and budget the payoff before the promo ends.